CREDIT MUTUEL SENEGAL

February 2012


	Borrowing Money, Do's & Don'ts
	Terms & Conditions
	Satisfied customers

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CREDIT MUTUEL SENEGAL

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About CREDIT MUTUEL A successful, dynamic, responsible company CREDIT MUTUEL Financial Group was founded in Dakar, Senegal in April 1987. In seventeen years it has become a market leader, gaining CBI recognition as a World Class company in 1998 - a status it has retained to date. The company now has over 25,000 customers and employs a team of 80 staff. CREDIT MUTUEL is all about people - customers, staff and business partners. We aspire to always be 'a pleasure to do business with.' We have achieved this success because of our special lending philosophy and because of our great team. When considering a loan application we look at a customer's credit history first, and the value of equity in their property second - 'we lend to people, not property.' We then provide a loan that allows you to consolidate your existing credit commitments or raise money for a major purchase. Typical 8.9% APR variable. We replace expensive short-term credit with a single, affordable loan By repaying your borrowing over a longer term, your overall interest charges will increase. Should you repay your CREDIT MUTUEL loan early, some early settlement interest will apply.

Socially responsible
Putting something back into our local community is important to CREDIT MUTUEL. The company formed Putting Dadar Kids FIRST when it was less than one year old to be a responsible member of the community and to involve staff in a worthwhile project. CREDIT MUTUEL invites applications for grants from organisations that benefit children in the Dakar area. A panel of staff considers each application and makes awards. Staff raise the money for Putting Dakar Kids FIRST themselves and the company matches it pound for pound. Over CFA 20,000,000 has been given to more than 110 good causes since 1988.

A lender you can trust
CREDIT MUTUEL prides itself on its ambition to drive excellence through the company. The team continually strive to deliver great service to customers. In 2001 and 2002 CREDIT MUTUEL won the overall ECOWAS Quality Award. And annually since 2001 the CBI has awarded CREDIT MUTUEL World Class Company status - becoming one of the highest scoring financial services company the CBI has assessed. You can be assured that CREDIT MUTUEL is a responsible lender. We very carefully consider our customers' credit profile and ability to repay their loan. To ensure you're borrowing well within your budget and are not financially stretched, we've prepared a useful Budget Planner and are always on hand to give you good, clear advice.

Protecting your rights
A CREDIT MUTUEL loan is secured on your home. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

CREDIT MUTUEL SENEGAL
Dakar Senegal, SN

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