Financial Literacy Education, Home Buyers Education, Identity Theft Courses, and On-Line School:

YOUTH

Credit When Credit Is Due High School Curriculum

Suited to the soon-to-be high school graduate, this curriculum is intended to serve as a basic course in personal finance. Each of its fifteen lessons addresses a topic that is essential for young adults to understand and master. The curriculum is adapted from the national, standardized financial literacy program, Credit When Credit is Due. The length and time of training will be determined to complement existing programming of schools and youth organizations.

NEFE High School Financial Planning Program

This curriculum alerts, informs and educates high school students about sound money management skills and the financial planning process. The length and times of training will be determined to complement existing programming of schools and youth organizations. Topics: Economics, mathematics, business, marketing, personal finance, consumer, family, and career studies.

The Youth Center for Entrepreneurship:

(In partnership with Project Prosperity and Faith, Inc (PPF, Inc)

PPF, Inc. has established The Youth Center for Entrepreneurship, for the purpose of providing youth with hands on Entrepreneurship experiences, Financial Literacy Education, and Personal Money Management skills to discover that success in entrepreneurship requires not only knowledge, but practice and skill in the process of doing. The youth/students will have an opportunity to produce their own products and/or services. This program teaches the importance of dedication, working hard, and being self- sufficient. The participants of the program will sale their products to the general public. The proceeds of the sales will be used strictly for activities, educational products and educational field trips for the youth participants. The products produced, educational activities, educational products and educational field trips will be of their choice…with the approval of adult mentors and program coordinators. Projects such as candle making, salad dressing production, and urban gardens are examples of the many possibilities of producing products and services to be sold to the general public.

ADULT

Credit When Credit Is Due

This twelve hour curriculum addresses all aspects of credit, money, spending, savings, borrowing, budgeting, and loan issues. It covers how to decide if or when to borrow, negotiate auto loans and leases, credit cards, bankruptcy, and rebuilding credit. The course is taught in four 3-hour sessions (one three hour session per week for four weeks). Upon completion of the course, each participant will receive a certificate of completion, consumer cards that are sent to the three major credit reporting agencies (so their accomplishments can be added to their credit report), and their name is recorded in a national registry so creditors can confirm their achievement (they are issued a card with their registration number and name engraved, with a toll free number to contact the national registry). Attendance at the first session is a requirement, and it can not be made up. However, any other missed sessions can be made up at another course offering. Participants must attend and complete all 12-hours to receive their certificate of completion. This course is a pre-requisite to Make Your Move.

Make Your Move (Homebuyers Course)

This 9-hour curriculum (one three hour session per week for three weeks) focuses on the home buying process, and is a guide to home ownership. It covers post purchase issues, predatory lending, insurance, shopping for a home, types of loans, money management, and gives direction to understanding credit. Upon completion of the course, it is a requirement for all participants to meet individually with a financial/credit counselor for a budgeting/counseling session and to review their credit report. Participants must attend and complete all 9-hours to receive their certificate of completion and a copy of their credit report.

Bankruptcy and Financial Literacy

This course is for those individuals that are considering filing for bankruptcy or have filed for bankruptcy. With the passing of recent legislation, it is a requirement to take a financial literacy course when filing for bankruptcy.

Identity Theft

Our Identity Theft Program provides a wide variety of presentations and trainings related to identity theft. Many are customized to the individual, business, or organization requesting the presentation/training.

On-Line School:

We have an On-line School that compliments our classroom setting, offering continuing education...students can learn from home or from any environment that has internet access/connections. Our On-Line School includes:

Financial Literacy Educaiton, Personal Money Management, Consumer Skills, Problem Solving, Life Skills and Character Education, Job Readiness, and Pre-K Education.

Financial Literacy Education Training Dates:

-Credit When Credit Is Due (Six week sessions)

Training Dates To Be Announced

Please See Our Website In The Near Future For The Next Available Training Dates

Home Buyers Education Training Dates:

-Make Your Move (4 week sessions)

Training Dates To Be Announced

Please See Our Website In The Near Future For The Next Available Training Dates

To register, contact Rodney Allen or Janet Holloman at (866) 888-3739 or email Rodney Allen at theconcepts1@yahoo.com, or info@theconcepts.org, or rodney.allen@theconcepts.org

You may also receive additional information by contacting our organization:

Tailored Health & Educational Concepts (THE Concepts)

Training and Conference Information

ATT: RODNEY ALLEN

1234 South Washington Avenue

Columbus, Ohio 43206

Phone: (866) 888-3739

Fax: (614) 228-7808 ATTN: Janet Holloman

Email: theconcepts1@yahoo.com, or info@theconcepts.org, or rodney.allen@theconcepts.org