Members List:

President:
Ginger Dlutowski
1st Vice President:
John Nagg
2nd Vice President:
Elsie Pryor
Treasurer:
Stanley Ostwinch
Secretary:
Carol Durbin
Membership Chairman:
John Nagg
Alzheimers Chairman:
Carol Durbin
Legislative Officer:
Tom Call
Service Officer:
William Stewart
Sunshine Chairman:
Peggy King
Chaplain:
Edmund Dlutowski

Links Section

	NARFE WEBSITE
	NARFE FEDERATION

While all of the attention recently was on Congress extending the Bush era tax cuts – which happened – a lesser known federal tax credit for employees and retirees that was part of the 2009 Stimulus law was allowed to expire.

The “Making Work Pay” credit expired December 31, 2010, which could mean higher federal tax withholding amounts in monthly annuities/pensions for public and private sector retirees, including federal annuitants.
The Internal Revenue Service (IRS) issued a notice in December saying withholding tables for 2011 would no longer be adjusted for the Making Work Pay tax credit and there is no longer an optional additional withholding adjustment for pensions.

The Making Work Pay credit was created with the passage of the American Recovery and Reinvestment Act, Public Law 111-5, signed into law February 17, 2009 (also known as the Stimulus law). The credit equaled 6.2% of a taxpayer’s earned income up to a total credit of $400 for individuals and $800 for joint filers. Last year the IRS asked employers to use the new withholding tables to adjust workers’ take-home pay to account for the new credit as soon as possible emphasizing that employees did not have to fill out a new W-4 withholding form, and that the adjustments would automatically be made based on the 2010 withholding tables.

Those withholding tables also affected federal retirement payments. With the expiration of the temporary credit, IRS tax withholding tables have changed for 2011, and many retirees may see an increase in the amount of federal tax being withheld from their monthly annuity payments as a result.

It is important to keep in mind that, like all employers, OPM uses tax withholding tables that are provided by the IRS, and questions about changes to those tables must be referred to the IRS, not OPM.

As a reminder, federal annuitants receiving payments from OPM can change their tax withholding amounts for both federal and state taxes by contacting OPM. Retirees can call OPM at 1-888-767-6738, or make changes using Service Online at www.opm.gov/retire. We would also suggest retirees use the OPM on-line tax withholding calculator at the same site before making a change to their monthly tax withholding to make sure they do not under withhold which could result in paying out of pocket additional federal tax that may be due at the end of the year.

NARFE members who are unhappy about the expiration of the Make Work Pay tax credit should direct their complaints to their own representative and senators. NARFE is consulting with our coalition partners in the Leadership Council of Aging Organizations regarding congressional action on this issue.

Time to Meet Congress is NOW:
Being among the first to meet with new and returning Members of the 112th Congress will distinguish NARFE members from the thousands of groups represented in Washington but lacking active members in every state and district. The Legislative Action Center (LAC) on our web site provides an easy way for NARFE members to locate information about every Member of Congress including links to Member’s web sites. Most new Representatives are using an “off the shelf” web site. From this standard home page, select “CONTACT ME.” The new options are 1) Email Me, 2) Invite Me to Speak and 3) Newsletter Subscribe. (To find Members by name or state www.capwiz.com/narfe/dbq/officials)

Educating Members: The 95 newest members of the House and 16 new Senators have had little exposure to the federal civil service. Chapter and federation outreach resulting in individual or group meetings held NOW will produce ENORMOUS benefits down the road. The next best time to meet face-to-face with lawmakers is the upcoming Presidents’ Day recess the week of February 21-25. Meetings should cover income security and health security issues.
NARFE’s toll free number for the Capitol switchboard, 1-866-220-0044, can be used to reach any Representative or Senator. Review the NARFE talking points covering the Fiscal Commission’s proposals to cut federal retirement, pay and health benefits and provide a copy to your congressional delegation or their staff. NARFE members can find the Talking Points by logging on to the NARFE web site, selecting Legislation and

This weekly legislative message is available to telephone callers (703/838-7780 and toll free at 1-877-217-8234), posted on NARFE's Internet site, www.narfe.org, made available to NARFE-Net Coordinators; and sent to over 47,000 GEMS e-mail addresses. Each delivery channel is a service of NARFE, the National Active and Retired Federal Employees Association.

NARFE Premier Federal Credit Union, originally chartered in 1935 as the Civil Service Commission Federal Credit Union, is a not-for-profit organization serving all active and retired federal employees across the great US of A, as well as Panama, Puerto Rico, and the Philippines.

With a unique cashless operation focused on remote member delivery channels, NARFE Premier is a twenty-four seven financial institution…understanding your need to bank when you want to, not when you have too.

With dynamic, caring employees, our vision is to create financial goals with our membership and partner with them to make those goals a reality. Whether it’s through our personal touch points like the 24/7 Contact Center or visiting our cyber branch on the world wide web, NARFE Premier Federal Credit Union has working financial options for busy people across many lands.

Our fresh thoughts and direction are championed by a volunteer Board of Directors who are committed to the credit union movement. In addition, our strategic alliance with the National Active and Retired Federal Employees Association not only strengthens our commitment to educate the federal sector on pre-retirement and investment/insurance options, but also provide the credit union a national platform to share our financial benefits and features to 1,650 Chapters in 50 state Federations, including Panama, Puerto Rico, and the Philippines.

And while we respect traditional values, we embrace progressive thought. NARFE Premier Federal Credit Union will continue to invest in its infrastructure and challenge existing processes…all in an effort to be more efficient and time cognizant of you and your families schedule.

We are proud of our history at the credit union and appreciate the thoughts, ideas, and efforts of too many people to name. However, one voice will always remain clear…and that is from you…the membership. We will do our best to take you where you want to go…we are…National Banking…when and where you need us!

Go here to join: http://www.narfepremierfcu.org/join